Online Services

Get Confident About Your Personal Finances

Credit card bills, debt, and saving may not be top of mind for you, but the financial decisions you make today will have a long-term impact on your life. These short, interactive learning experiences will prepare you with the right skills to manage your financial future!

CTFCU offers free, engaging courses on topics such as:

• Money Basics for Members

• Loans & Payments

• Paying for College

• Buying a Home

• Planning for Retirement

• Preventing Elder Fraud

Visit the link below for more information!

Online Banking is a fast and convenient way to do your credit union business on the Internet 24 hours a day, 7 days a week. With Online Banking, you keep your personal finances organized quickly, safely, and securely. Whether you are at home, at work, or on the road, Online Banking makes it easy to access a variety of easy-to-use services, and it is FREE.

• Obtain balances on your accounts

• Obtain transaction histories on your accounts

• Obtain cleared check information

• Obtain deposit and withdrawal information, including Direct Deposit, payroll deduction, ATM, and debit card transactions.

• Transfer from one account to another

• Make loan payments

• Request a withdrawal by check

• View and print statements

• Obtain information on dividends earned and interest paid year-to-date

Whether you’re lounging at the airport or waiting to be served at a restaurant, you now have more power and convenience to manage your Common Trust Federal Credit Union account from your mobile device using our New Mobile Banking Product. It’s fast, easy, and secure!

With our New Mobile Banking, you can:

• View account balances

• Review transaction history

• Transfer funds between accounts

• Pay Bills*

• Transfer money to other people

• Set up SMS in order to make transfers via SMS

• Alerts for daily summaries, minimum balances, or changes in balances

• Deposit Checks

*Some set up required on Bill Payer by logging in through Home Banking

Two simple steps. Register by downloading the app.

1. Download the Common Trust FCU app from Google Play or the App Store by searching Woburn, Common Trust FCU, Common Trust Federal Credit Union, or using the links below.

2. Launch the app. When prompted, enter your Home Banking Username and your Home Banking Password, and that’s it!

You must be registered for Online Banking for a seamless transition into Mobile Banking. If you are not enrolled, just click on the Home Banking & Online Bill Payer Login button or the online banking button on the website. Next, just follow the instructions; if it’s your first time, you’ll enter your account number for your login and the last four of your Social Security number for the password. Keep in mind you’ll be asked to change both after logging in.

For more information on Mobile Banking, please contact a Member Service Representative at (781) 933-2600.

Sign up for e-Statements!

Go green and start receiving your statements (Deposit and Credit Card) online – anytime, anywhere. Talk to a Member Service Representative and sign up today!

You will never miss the paper, and you will enjoy the benefits of this free service.

Learn more about e-Statements by clicking the button below!

Deposit checks to your CTFCU account online through online banking or mobile app.

No more mailing your checks or making extra trips to a branch or our office to deposit a check. Using DeposZip through our mobile app, you can scan or photograph your endorsed check and deposit using your computer. Your funds are credited the same day! It’s FREE to use from CTFCU.

You can also deposit your checks using our Mobile App for iPhone and Android devices.

• Free 24/7

• Safe and secure

• E-mail confirmation when deposits are processed or adjustments are needed

• Funds credited the same business day if deposited by 2 p.m.

• Compatible with money management software

• Check copies are easily retrieved for up to 18 months through home banking

Complete a Deposit Using DeposZip:

• Endorse the check. On the back of the check, write, “For Deposit Only in CTFCU, by (write your name as it appears on the payee line on the front of the check), Account # (insert the account number where you want it deposited), Date, Signature, using DeposZip.”

• Log in to home banking and select “DEPOSZIP” from the left menu (Or launch the CTFCU App).

• Select “Continue” (if using DeposZip for the first time, select Register).

• Choose the account you would like the check to be deposited to.

• Use the “Choose Scanner” button to select your scanner.

• Enter the total amount of the check(s) you would like to deposit.

• Use your scanner to scan the front and back of the check, or take a photo of the front and back using your smartphone.

• Click “Continue” or “Next” to the Deposit Review step. An e-mail will be sent to you once your deposit has been processed. After you receive that e-mail (usually within 48 hours), you must write PROCESSED via DeposZip on the front of the check.

• Please store your deposited items in a safe place and destroy the check after a 60-day period.

Check back soon for more information!

Easily schedule one-time payments or recurring payments such as your mortgage, car loan, and more, 24/7, with our Bill Payment Service.

Bill Payment is now being offered at your Common Trust FCU; stop by the credit union or give us a call at (781) 933-2600.

Click below to learn more about Bill Pay!

Streamline the application process by applying online whenever is convenient to you – 24 hours a day, 7 days a week.

Loan Application

Clicking on the link below will open a new window with the online Loan Application.

Mortgage Application

Clicking on the link below will open a new window with the online Mortgage Application.

New Member Online Application

Clicking on the link below will open a new window with the New Member Online Application.